Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Thursday, February 3, 2011

OMG, I’ve spent a lot on clothing, shoes & accessories!

I meant to do this before I started the diet but kept forgetting..

So, I’ve just finished tallying up the amount I’ve spent on clothing, shoes & accessories for the past year.  I’ve included totals from my bank account and my VISA.  I’m completely SHOCKED at the amount I have spent [nearly totaling 10K] in the last 12 months.  It might not seem like a lot of money to some, but to me it’s insane!  That’s over $800/month that could have been going straight into my neglected savings account.  But apparently, I decided at the time that it would be a much better idea to go out and buy “something new”. 

Ugh…this news makes me nauseous.  The worst part is; I can’t even really remember what I’ve bought!  I’m sure I’ve bought some pretty dresses and such, but that money could have been put somewhere else and I really wish I had done this diet sooner. 

Also, what really bothers me is I genuinely thought I was doing really well.  Tapping away at my little budget…thinking I had it all together.  But bank statements don’t lie.  In this case I kind of wish they did though.

At least I now know and that’s all that matters.  This new found knowledge will only reinforce my good shopping behavior and I will try my best to not let it get the better of me.  Learning from my mistakes; Check!  Not spending money on useless items; Check!  Nothing but good vibrations and happy thoughts; Check, Check! Huzzah! Starting ………………………………..................………….NOW!

Happy Not a Shopaholic Day!!!! 

~xoxo shopaholic girl

Sunday, January 30, 2011

One day at a time: Cliche but SO true.

January 15, 2011

I’m so thankful for TGAAD! Being on this diet will help me focus on the bigger picture and personal financial goals.

1. Save, save, SAVE for a down payment on a house.
2. Be financially stable. Being able to stand on my own two feet is very important to me.
3. Start a travel specific savings account. I don’t want to go into debt just to see the Eiffel Tower.

In the last year and a bit I’ve completely changed [most of] my spending habits. Sure I still lust after clothing, and It’s definitely been a little bit of a rollercoaster ride, but nonetheless, worth it. I went from online shopping pretty much every day, to cutting myself off cold turkey, budgeting down to the last penny, paying off my VISA™ [finally], saving money, falling off the wagon and binging once or twice, getting back on the not-so stable wagon, paying off my VISA again, to finding TGAAD. So it’s been a pretty bumpy ride and shopping will always be something I struggle with, but as long as I can rationalize with myself and decipher needs vs. wants, I think I will be ok.

It’s funny, I‘ll have really good days when I’ll think “I am SO done with shopping” and truly believe that I have conquered this whole ideology of wanting “things”. I love those days. Then there will be a wave of bad, oh-so-terrible, self-indulgent days where shopping controls my life and is literally all I can think about… followed by the inevitable binge; and furthermore – buyer’s remorse. Bleh.

What’s the moral of the story? Today is a really good day. :)

xoxo one day at a time girl..

Saturday, January 29, 2011

ShoppingHolidays!

December 21, 2010


I’ve recently returned from a whirlwind trip to Ontario for a family visit with the boyfriend. Like I’ve said in an earlier post, I don’t have many shopping options here in my town and most of my clothing purchases happen online. So being in “civilization” kind of put me into shopping OVERDRIVE!!! Since I normally don’t have the luxury of being able to pack up and leave town whenever I want, being in any city with endless shopping possibilities is pretty exciting! Even the most minuscule mall can give me a rush!!


One of the reasons I chose TGAAD as my new years resolution was to ease myself into it without feeling too overwhelmed. Also, I figured since we had already planned this trip way far in advance, that I didn’t want to limit myself while on the second trip out of town this year…like I said, I don’t get out much.


So..First things first: Budget, Budget, Budget! I budgeted for the entire trip. I saved up a couple months in advance, made a list of things that I really wanted to buy annnd… I didn’t bring my credit card [that part was pretty easy since it's been sitting pretty in a block of ice in my freezer for the last year and a half].


So as soon as we got into the city[Day 2 of a 15 hour drive and at this point we had been up since 4:30 in the morning], we went straight for the mall. THE WEST EDMONTON MALL!! Oh the convenience! Oh the stores! Oh the humanity!!! Anthropologie! Victorias Secret! H&M! Lululemon!! Ahh there are too many to name! ShoesShoesShoesssssss!!! The one stop shop!


It was great and I loved it, and somehow I managed to buy more accessories [scarves, hats, jewelry, sunglasses..etc] and gifts than actual clothes. In the 17 days we were gone I came home with 2 sweaters; 1 cardigan – $12.99 at Old Navy; 1 long sleeved active shirt (perfect for under my hockey equipment) and a pair of AE jeans $49.50….Huh, go figure. One of the best purchases would have to have been the most darling of egg holders from anthropologie in this fab blue colour..it was something like $16 and I LOVE IT!


TenDays until the real challenge begins. EXCITED MUCH!?!?! xoxo